Call reports 2013
FARMERS & MERCHANTS BANK, THE — 2013
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 667,752,000 | 669,318,000 | 684,207,000 | 654,663,000 |
| Total loans | 346,154,000 | 381,892,000 | 418,883,000 | 404,773,000 |
| Allowance for loan losses | 4,564,000 | 4,450,000 | 3,938,000 | 4,176,000 |
| Securities available for sale | 234,482,000 | 214,873,000 | 186,949,000 | 173,434,000 |
| Securities held to maturity | 2,119,000 | 1,831,000 | 938,000 | 892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 522,691,000 | 496,411,000 | 485,361,000 | 493,705,000 |
| Interest-bearing deposits | 477,327,000 | 459,482,000 | 441,598,000 | 445,895,000 |
| Noninterest-bearing deposits | 45,364,000 | 36,929,000 | 43,763,000 | 47,810,000 |
| Equity capital | 89,424,000 | 83,324,000 | 84,885,000 | 85,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,098,000 | 12,587,000 | 19,514,000 | 25,993,000 |
| Interest expense | 656,000 | 1,275,000 | 1,872,000 | 2,422,000 |
| Net interest income | 5,442,000 | 11,312,000 | 17,642,000 | 23,571,000 |
| Noninterest income | 1,042,000 | 3,052,000 | 4,267,000 | 5,202,000 |
| Noninterest expense | 4,042,000 | 7,986,000 | 12,084,000 | 16,454,000 |
| Provision for loan losses | 150,000 | 360,000 | 600,000 | 840,000 |
| Pretax income | 2,783,000 | 6,512,000 | 9,757,000 | 12,032,000 |
| Income tax | 724,000 | 1,447,000 | 2,221,000 | 3,136,000 |
| Net income | 2,059,000 | 5,065,000 | 7,536,000 | 8,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,625,000 | 72,573,000 | 75,137,000 | 76,422,000 |
| Total capital | 76,189,000 | 77,023,000 | 79,075,000 | 80,598,000 |
| Risk-weighted assets | 421,385,000 | 455,076,000 | 485,038,000 | 472,132,000 |