Call reports 2012
FARMERS & MERCHANTS BANK, THE — 2012
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 630,289,000 | 618,853,000 | 619,362,000 | 660,574,000 |
| Total loans | 324,627,000 | 371,106,000 | 364,468,000 | 344,861,000 |
| Allowance for loan losses | 4,952,000 | 5,071,000 | 4,651,000 | 4,522,000 |
| Securities available for sale | 224,720,000 | 181,105,000 | 174,729,000 | 218,030,000 |
| Securities held to maturity | 2,657,000 | 2,511,000 | 2,475,000 | 2,426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 506,095,000 | 476,664,000 | 476,970,000 | 511,636,000 |
| Interest-bearing deposits | 466,064,000 | 440,623,000 | 440,526,000 | 469,568,000 |
| Noninterest-bearing deposits | 40,031,000 | 36,041,000 | 36,444,000 | 42,068,000 |
| Equity capital | 84,743,000 | 86,255,000 | 89,595,000 | 88,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,022,000 | 12,451,000 | 19,092,000 | 25,259,000 |
| Interest expense | 907,000 | 1,739,000 | 2,560,000 | 3,312,000 |
| Net interest income | 5,115,000 | 10,712,000 | 16,532,000 | 21,947,000 |
| Noninterest income | 820,000 | 1,726,000 | 2,980,000 | 3,951,000 |
| Noninterest expense | 3,677,000 | 7,412,000 | 11,148,000 | 15,534,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,612,000 | 5,475,000 | 8,712,000 | 11,073,000 |
| Income tax | 668,000 | 1,349,000 | 2,031,000 | 2,713,000 |
| Net income | 1,944,000 | 4,126,000 | 6,681,000 | 8,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,032,000 | 66,276,000 | 68,924,000 | 69,471,000 |
| Total capital | 69,879,000 | 71,347,000 | 73,575,000 | 73,993,000 |
| Risk-weighted assets | 387,828,000 | 422,565,000 | 416,012,000 | 416,032,000 |