Call reports 2010
FARMERS & MERCHANTS BANK, THE — 2010
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 554,049,000 | 561,964,000 | 585,010,000 | 608,111,000 |
| Total loans | 307,650,000 | 345,925,000 | 357,122,000 | 340,707,000 |
| Allowance for loan losses | 4,512,000 | 4,545,000 | 5,176,000 | 5,284,000 |
| Securities available for sale | 168,572,000 | 152,909,000 | 154,735,000 | 175,505,000 |
| Securities held to maturity | 2,953,000 | 2,921,000 | 2,890,000 | 2,857,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,757,000 | 451,857,000 | 468,289,000 | 494,887,000 |
| Interest-bearing deposits | 422,359,000 | 427,141,000 | 442,620,000 | 456,901,000 |
| Noninterest-bearing deposits | 28,398,000 | 24,716,000 | 25,669,000 | 37,986,000 |
| Equity capital | 70,417,000 | 71,949,000 | 74,369,000 | 71,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,060,000 | 12,547,000 | 19,383,000 | 25,968,000 |
| Interest expense | 1,644,000 | 3,247,000 | 4,743,000 | 6,175,000 |
| Net interest income | 4,416,000 | 9,300,000 | 14,640,000 | 19,793,000 |
| Noninterest income | 743,000 | 1,314,000 | 2,169,000 | 3,299,000 |
| Noninterest expense | 3,355,000 | 6,583,000 | 9,742,000 | 14,046,000 |
| Provision for loan losses | 60,000 | 130,000 | 770,000 | 920,000 |
| Pretax income | 2,318,000 | 4,737,000 | 7,272,000 | 9,402,000 |
| Income tax | 449,000 | 997,000 | 1,446,000 | 2,050,000 |
| Net income | 1,869,000 | 3,740,000 | 5,826,000 | 7,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,722,000 | 51,579,000 | 54,058,000 | 55,451,000 |
| Total capital | 54,096,000 | 55,952,000 | 59,028,000 | 60,328,000 |
| Risk-weighted assets | 349,842,000 | 381,343,000 | 398,226,000 | 390,125,000 |