Call reports 2009
FARMERS & MERCHANTS BANK, THE — 2009
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 481,331,000 | 538,582,000 | 555,399,000 | 572,533,000 |
| Total loans | 277,516,000 | 316,927,000 | 329,861,000 | 307,958,000 |
| Allowance for loan losses | 5,568,000 | 5,279,000 | 5,316,000 | 4,686,000 |
| Securities available for sale | 139,197,000 | 154,546,000 | 164,350,000 | 158,577,000 |
| Securities held to maturity | 3,075,000 | 3,045,000 | 3,014,000 | 2,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,639,000 | 427,908,000 | 417,781,000 | 436,127,000 |
| Interest-bearing deposits | 355,623,000 | 411,023,000 | 400,422,000 | 409,687,000 |
| Noninterest-bearing deposits | 27,016,000 | 16,885,000 | 17,359,000 | 26,440,000 |
| Equity capital | 62,315,000 | 64,594,000 | 67,408,000 | 69,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,033,000 | 12,729,000 | 19,733,000 | 26,307,000 |
| Interest expense | 2,065,000 | 3,996,000 | 5,847,000 | 7,624,000 |
| Net interest income | 3,968,000 | 8,733,000 | 13,886,000 | 18,683,000 |
| Noninterest income | 570,000 | 1,314,000 | 2,186,000 | 3,024,000 |
| Noninterest expense | 2,761,000 | 6,161,000 | 9,660,000 | 13,172,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 2,279,000 | 4,318,000 | 6,814,000 | 8,871,000 |
| Income tax | 500,000 | 1,027,000 | 1,662,000 | 2,050,000 |
| Net income | 1,779,000 | 3,291,000 | 5,152,000 | 6,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,846,000 | 45,262,000 | 46,585,000 | 47,762,000 |
| Total capital | 49,663,000 | 49,659,000 | 51,127,000 | 52,189,000 |
| Risk-weighted assets | 309,277,000 | 351,754,000 | 363,490,000 | 354,135,000 |