Call reports 2007
FARMERS & MERCHANTS BANK, THE — 2007
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 318,511,000 | 337,319,000 | 343,800,000 | 338,001,000 |
| Total loans | 190,423,000 | 209,516,000 | 214,455,000 | 205,875,000 |
| Allowance for loan losses | 4,163,000 | 4,212,000 | 4,241,000 | 4,238,000 |
| Securities available for sale | 61,573,000 | 95,155,000 | 96,461,000 | 96,184,000 |
| Securities held to maturity | 3,605,000 | 3,573,000 | 3,247,000 | 3,217,000 |
| Trading assets | 35,903,000 | 0 | 0 | 0 |
| Total deposits | 238,976,000 | 237,831,000 | 234,915,000 | 240,400,000 |
| Interest-bearing deposits | 218,113,000 | 218,994,000 | 216,249,000 | 219,102,000 |
| Noninterest-bearing deposits | 20,863,000 | 18,837,000 | 18,666,000 | 21,298,000 |
| Equity capital | 47,515,000 | 47,800,000 | 49,890,000 | 51,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,930,000 | 10,412,000 | 16,320,000 | 21,948,000 |
| Interest expense | 1,976,000 | 4,240,000 | 6,794,000 | 9,109,000 |
| Net interest income | 2,954,000 | 6,172,000 | 9,526,000 | 12,839,000 |
| Noninterest income | 606,000 | 1,254,000 | 1,883,000 | 2,729,000 |
| Noninterest expense | 2,054,000 | 3,824,000 | 5,851,000 | 8,317,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 1,446,000 | 3,456,000 | 5,352,000 | 7,062,000 |
| Income tax | 490,000 | 867,000 | 1,357,000 | 1,850,000 |
| Net income | 956,000 | 2,589,000 | 3,995,000 | 5,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,690,000 | 46,268,000 | 47,355,000 | 48,481,000 |
| Total capital | 47,424,000 | 49,192,000 | 50,310,000 | 51,349,000 |
| Risk-weighted assets | 218,753,000 | 233,900,000 | 239,392,000 | 229,431,000 |