Call reports 2006
FARMERS & MERCHANTS BANK, THE — 2006
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 311,682,000 | 326,037,000 | 334,412,000 | 322,304,000 |
| Total loans | 179,272,000 | 197,799,000 | 205,814,000 | 191,161,000 |
| Allowance for loan losses | 3,481,000 | 4,119,000 | 4,166,000 | 4,114,000 |
| Securities available for sale | 91,136,000 | 94,430,000 | 96,002,000 | 97,055,000 |
| Securities held to maturity | 4,324,000 | 3,684,000 | 3,660,000 | 3,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,018,000 | 238,778,000 | 233,658,000 | 236,822,000 |
| Interest-bearing deposits | 223,804,000 | 219,040,000 | 214,930,000 | 216,329,000 |
| Noninterest-bearing deposits | 21,214,000 | 19,738,000 | 18,728,000 | 20,493,000 |
| Equity capital | 42,377,000 | 42,959,000 | 45,890,000 | 46,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,544,000 | 9,430,000 | 14,877,000 | 20,110,000 |
| Interest expense | 1,712,000 | 3,599,000 | 5,871,000 | 7,978,000 |
| Net interest income | 2,832,000 | 5,831,000 | 9,006,000 | 12,132,000 |
| Noninterest income | 599,000 | 1,246,000 | 1,908,000 | 2,511,000 |
| Noninterest expense | 1,786,000 | 3,593,000 | 5,438,000 | 7,468,000 |
| Provision for loan losses | 60,000 | 670,000 | 730,000 | 790,000 |
| Pretax income | 1,585,000 | 2,816,000 | 4,748,000 | 6,387,000 |
| Income tax | 443,000 | 328,000 | 748,000 | 1,433,000 |
| Net income | 1,142,000 | 2,488,000 | 4,000,000 | 4,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,755,000 | 42,101,000 | 43,612,000 | 44,481,000 |
| Total capital | 43,236,000 | 44,809,000 | 46,384,000 | 47,190,000 |
| Risk-weighted assets | 203,366,000 | 221,750,000 | 228,124,000 | 216,758,000 |