Call reports 2004
FARMERS & MERCHANTS BANK, THE — 2004
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 281,112,000 | 298,372,000 | 292,741,000 | 284,019,000 |
| Total loans | 169,552,000 | 187,445,000 | 194,620,000 | 185,582,000 |
| Allowance for loan losses | 1,904,000 | 1,958,000 | 2,519,000 | 3,320,000 |
| Securities available for sale | 69,931,000 | 69,952,000 | 63,634,000 | 63,470,000 |
| Securities held to maturity | 5,728,000 | 6,147,000 | 5,629,000 | 5,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,901,000 | 211,408,000 | 216,658,000 | 221,777,000 |
| Interest-bearing deposits | 166,121,000 | 176,368,000 | 199,325,000 | 202,845,000 |
| Noninterest-bearing deposits | 52,780,000 | 35,040,000 | 17,333,000 | 18,932,000 |
| Equity capital | 36,087,000 | 36,199,000 | 37,459,000 | 37,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,482,000 | 7,148,000 | 11,107,000 | 14,935,000 |
| Interest expense | 894,000 | 1,810,000 | 2,841,000 | 3,913,000 |
| Net interest income | 2,588,000 | 5,338,000 | 8,266,000 | 11,022,000 |
| Noninterest income | 619,000 | 1,283,000 | 1,913,000 | 2,568,000 |
| Noninterest expense | 1,599,000 | 3,240,000 | 5,196,000 | 6,811,000 |
| Provision for loan losses | 60,000 | 120,000 | 712,000 | 1,564,000 |
| Pretax income | 1,590,000 | 3,387,000 | 4,409,000 | 5,353,000 |
| Income tax | 424,000 | 890,000 | 1,451,000 | 1,913,000 |
| Net income | 1,166,000 | 2,497,000 | 2,958,000 | 3,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,965,000 | 34,112,000 | 34,573,000 | 34,983,000 |
| Total capital | 34,869,000 | 36,070,000 | 37,092,000 | 37,499,000 |
| Risk-weighted assets | 184,118,000 | 201,878,000 | 208,530,000 | 201,306,000 |