Call reports 2002
FARMERS & MERCHANTS BANK, THE — 2002
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 206,138,000 | 223,815,000 | 228,612,000 | 225,534,000 |
| Total loans | 136,689,000 | 154,040,000 | 162,510,000 | 154,093,000 |
| Allowance for loan losses | 1,279,000 | 1,764,000 | 1,796,000 | 1,763,000 |
| Securities available for sale | 37,561,000 | 36,443,000 | 34,404,000 | 30,437,000 |
| Securities held to maturity | 9,721,000 | 9,497,000 | 9,444,000 | 9,378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,515,000 | 162,981,000 | 166,883,000 | 175,413,000 |
| Interest-bearing deposits | 138,784,000 | 138,405,000 | 140,305,000 | 150,020,000 |
| Noninterest-bearing deposits | 25,731,000 | 24,576,000 | 26,578,000 | 25,393,000 |
| Equity capital | 28,871,000 | 29,885,000 | 31,121,000 | 31,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,187,000 | 6,487,000 | 9,956,000 | 13,415,000 |
| Interest expense | 1,089,000 | 2,124,000 | 3,183,000 | 4,202,000 |
| Net interest income | 2,098,000 | 4,363,000 | 6,773,000 | 9,213,000 |
| Noninterest income | 482,000 | 1,581,000 | 2,162,000 | 2,805,000 |
| Noninterest expense | 1,343,000 | 2,774,000 | 4,250,000 | 5,912,000 |
| Provision for loan losses | 30,000 | 575,000 | 615,000 | 745,000 |
| Pretax income | 1,213,000 | 2,601,000 | 4,074,000 | 5,365,000 |
| Income tax | 308,000 | 847,000 | 1,271,000 | 1,774,000 |
| Net income | 905,000 | 1,754,000 | 2,803,000 | 3,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,440,000 | 29,083,000 | 30,110,000 | 30,871,000 |
| Total capital | 29,719,000 | 30,847,000 | 31,906,000 | 32,634,000 |
| Risk-weighted assets | 143,895,000 | 160,921,000 | 167,880,000 | 162,309,000 |