Call reports 2001
FARMERS & MERCHANTS BANK, THE — 2001
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 198,484,000 | 197,665,000 | 203,432,000 | 209,241,000 |
| Total loans | 122,060,000 | 128,490,000 | 126,797,000 | 130,207,000 |
| Allowance for loan losses | 1,127,000 | 1,154,000 | 1,176,000 | 1,211,000 |
| Securities available for sale | 46,569,000 | 39,350,000 | 39,420,000 | 38,374,000 |
| Securities held to maturity | 12,075,000 | 11,570,000 | 10,941,000 | 10,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,314,000 | 155,801,000 | 161,901,000 | 166,598,000 |
| Interest-bearing deposits | 134,371,000 | 132,345,000 | 134,826,000 | 139,463,000 |
| Noninterest-bearing deposits | 22,943,000 | 23,456,000 | 27,075,000 | 27,135,000 |
| Equity capital | 25,928,000 | 26,750,000 | 28,011,000 | 27,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,573,000 | 7,224,000 | 10,871,000 | 14,286,000 |
| Interest expense | 1,764,000 | 3,474,000 | 5,029,000 | 6,398,000 |
| Net interest income | 1,809,000 | 3,750,000 | 5,842,000 | 7,888,000 |
| Noninterest income | 484,000 | 983,000 | 1,527,000 | 2,005,000 |
| Noninterest expense | 1,233,000 | 2,442,000 | 3,834,000 | 5,230,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 284,000 |
| Pretax income | 1,030,000 | 2,249,000 | 3,463,000 | 4,420,000 |
| Income tax | 308,000 | 616,000 | 924,000 | 1,291,000 |
| Net income | 722,000 | 1,633,000 | 2,539,000 | 3,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,348,000 | 26,266,000 | 27,161,000 | 27,525,000 |
| Total capital | 26,475,000 | 27,420,000 | 28,337,000 | 28,736,000 |
| Risk-weighted assets | 124,203,000 | 135,357,000 | 133,478,000 | 139,645,000 |