Call reports 2015
CNLBANK — 2015
What CNLBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 1,364,972,000 | 1,397,828,000 | 1,347,253,000 |
| Total loans | 832,852,000 | 843,031,000 | 858,298,000 |
| Allowance for loan losses | 13,836,000 | 13,904,000 | 13,854,000 |
| Securities available for sale | 385,160,000 | 359,776,000 | 333,085,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 15,618,000 | 14,220,000 | 12,033,000 |
| Total deposits | 1,118,766,000 | 1,141,523,000 | 1,083,757,000 |
| Interest-bearing deposits | 677,779,000 | 714,255,000 | 652,612,000 |
| Noninterest-bearing deposits | 440,987,000 | 427,268,000 | 431,145,000 |
| Equity capital | 122,699,000 | 124,446,000 | 130,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 11,876,000 | 24,199,000 | 36,297,000 |
| Interest expense | 1,600,000 | 3,160,000 | 4,697,000 |
| Net interest income | 10,276,000 | 21,039,000 | 31,600,000 |
| Noninterest income | 1,587,000 | 2,123,000 | 2,731,000 |
| Noninterest expense | 8,236,000 | 16,379,000 | 24,194,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 3,657,000 | 6,847,000 | 10,202,000 |
| Income tax | 1,370,000 | 2,557,000 | 3,826,000 |
| Net income | 2,287,000 | 4,290,000 | 6,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 90,162,000 | 94,672,000 | 100,315,000 |
| Total capital | 101,932,000 | 106,965,000 | 112,604,000 |
| Risk-weighted assets | 939,498,000 | 965,048,000 | 965,397,000 |