Call reports 2014
CNLBANK — 2014
What CNLBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,272,046,000 | 1,275,394,000 | 1,302,612,000 | 1,308,585,000 |
| Total loans | 750,007,000 | 747,747,000 | 765,414,000 | 808,491,000 |
| Allowance for loan losses | 11,214,000 | 13,309,000 | 14,283,000 | 13,791,000 |
| Securities available for sale | 328,721,000 | 333,987,000 | 380,230,000 | 388,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 27,380,000 | 25,367,000 | 22,488,000 | 16,773,000 |
| Total deposits | 1,031,049,000 | 1,026,614,000 | 1,045,509,000 | 1,063,297,000 |
| Interest-bearing deposits | 695,853,000 | 683,024,000 | 696,532,000 | 691,262,000 |
| Noninterest-bearing deposits | 335,196,000 | 343,590,000 | 348,977,000 | 372,035,000 |
| Equity capital | 111,685,000 | 113,949,000 | 115,224,000 | 118,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,250,000 | 22,433,000 | 33,844,000 | 45,632,000 |
| Interest expense | 1,652,000 | 3,335,000 | 5,005,000 | 6,671,000 |
| Net interest income | 9,598,000 | 19,098,000 | 28,839,000 | 38,961,000 |
| Noninterest income | 440,000 | 761,000 | 1,553,000 | 2,229,000 |
| Noninterest expense | 8,910,000 | 17,337,000 | 25,429,000 | 32,841,000 |
| Provision for loan losses | 401,000 | 401,000 | 401,000 | 401,000 |
| Pretax income | 858,000 | 3,131,000 | 5,672,000 | 9,199,000 |
| Income tax | 320,000 | 1,140,000 | 2,082,000 | 3,397,000 |
| Net income | 538,000 | 1,991,000 | 3,590,000 | 5,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,774,000 | 73,036,000 | 76,834,000 | 80,324,000 |
| Total capital | 81,304,000 | 83,505,000 | 87,975,000 | 91,777,000 |
| Risk-weighted assets | 841,695,000 | 834,696,000 | 888,116,000 | 913,920,000 |