Call reports 2012
CNLBANK — 2012
What CNLBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,374,305,000 | 1,283,120,000 | 1,258,242,000 | 1,278,528,000 |
| Total loans | 865,201,000 | 830,049,000 | 795,921,000 | 753,384,000 |
| Allowance for loan losses | 18,839,000 | 15,953,000 | 16,114,000 | 14,130,000 |
| Securities available for sale | 343,494,000 | 328,983,000 | 334,313,000 | 353,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,150,792,000 | 1,045,045,000 | 1,032,263,000 | 1,053,676,000 |
| Interest-bearing deposits | 806,357,000 | 741,911,000 | 744,985,000 | 717,790,000 |
| Noninterest-bearing deposits | 344,435,000 | 303,134,000 | 287,278,000 | 335,886,000 |
| Equity capital | 113,442,000 | 112,632,000 | 114,821,000 | 114,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,957,000 | 27,239,000 | 40,112,000 | 52,295,000 |
| Interest expense | 2,418,000 | 4,664,000 | 6,741,000 | 8,734,000 |
| Net interest income | 11,539,000 | 22,575,000 | 33,371,000 | 43,561,000 |
| Noninterest income | 91,000 | 389,000 | 1,049,000 | 482,000 |
| Noninterest expense | 10,358,000 | 22,261,000 | 33,309,000 | 42,508,000 |
| Provision for loan losses | 1,891,000 | 4,877,000 | 6,144,000 | 7,932,000 |
| Pretax income | 2,640,000 | 3,703,000 | 4,488,000 | 3,167,000 |
| Income tax | 1,101,000 | 1,495,000 | 1,807,000 | 920,000 |
| Net income | 1,539,000 | 2,208,000 | 2,681,000 | 2,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,218,000 | 66,600,000 | 67,449,000 | 67,513,000 |
| Total capital | 76,747,000 | 77,734,000 | 78,128,000 | 77,803,000 |
| Risk-weighted assets | 914,982,000 | 885,925,000 | 848,776,000 | 819,371,000 |