Call reports 2011
CNLBANK — 2011
What CNLBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,460,237,000 | 1,430,850,000 | 1,412,255,000 | 1,385,640,000 |
| Total loans | 992,580,000 | 955,692,000 | 922,670,000 | 886,570,000 |
| Allowance for loan losses | 28,867,000 | 22,910,000 | 24,705,000 | 19,907,000 |
| Securities available for sale | 284,470,000 | 327,645,000 | 322,928,000 | 351,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,228,317,000 | 1,192,890,000 | 1,179,677,000 | 1,162,140,000 |
| Interest-bearing deposits | 942,628,000 | 890,419,000 | 866,880,000 | 838,281,000 |
| Noninterest-bearing deposits | 285,689,000 | 302,471,000 | 312,797,000 | 323,859,000 |
| Equity capital | 115,928,000 | 120,799,000 | 119,824,000 | 111,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 15,994,000 | 31,980,000 | 47,028,000 | 61,606,000 |
| Interest expense | 3,694,000 | 7,159,000 | 10,409,000 | 13,470,000 |
| Net interest income | 12,300,000 | 24,821,000 | 36,619,000 | 48,136,000 |
| Noninterest income | -131,000 | -511,000 | -748,000 | -2,286,000 |
| Noninterest expense | 11,968,000 | 25,651,000 | 35,583,000 | 48,840,000 |
| Provision for loan losses | 1,730,000 | 2,230,000 | 9,563,000 | 23,587,000 |
| Pretax income | -1,511,000 | -3,135,000 | -8,281,000 | -25,459,000 |
| Income tax | -419,000 | -1,031,000 | -2,919,000 | -9,643,000 |
| Net income | -1,092,000 | -2,104,000 | -5,362,000 | -15,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,512,000 | 81,525,000 | 78,399,000 | 62,478,000 |
| Total capital | 91,606,000 | 94,044,000 | 90,537,000 | 74,153,000 |
| Risk-weighted assets | 1,031,726,000 | 991,165,000 | 958,770,000 | 925,786,000 |