Call reports 2009
CNLBANK — 2009
What CNLBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,229,336,000 | 1,616,975,000 | 1,656,454,000 | 1,632,767,000 |
| Total loans | 1,084,823,000 | 1,367,377,000 | 1,321,924,000 | 1,262,431,000 |
| Allowance for loan losses | 18,103,000 | 22,388,000 | 24,677,000 | 25,986,000 |
| Securities available for sale | 101,683,000 | 160,836,000 | 247,309,000 | 245,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 949,650,000 | 1,342,155,000 | 1,382,661,000 | 1,368,345,000 |
| Interest-bearing deposits | 857,449,000 | 1,189,526,000 | 1,236,846,000 | 1,206,340,000 |
| Noninterest-bearing deposits | 92,201,000 | 152,629,000 | 145,815,000 | 162,005,000 |
| Equity capital | 112,385,000 | 154,274,000 | 151,633,000 | 146,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 15,105,000 | 38,179,000 | 57,770,000 | 77,734,000 |
| Interest expense | 6,162,000 | 15,389,000 | 22,856,000 | 29,567,000 |
| Net interest income | 8,943,000 | 22,790,000 | 34,914,000 | 48,167,000 |
| Noninterest income | 299,000 | 354,000 | 36,000 | 329,000 |
| Noninterest expense | 7,931,000 | 22,132,000 | 32,288,000 | 47,024,000 |
| Provision for loan losses | 1,887,000 | 8,779,000 | 19,563,000 | 39,662,000 |
| Pretax income | -576,000 | -7,767,000 | -16,901,000 | -38,190,000 |
| Income tax | -156,000 | -2,871,000 | -6,295,000 | -14,490,000 |
| Net income | -420,000 | -4,896,000 | -10,606,000 | -23,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,677,000 | 145,010,000 | 137,530,000 | 136,082,000 |
| Total capital | 124,078,000 | 162,618,000 | 154,974,000 | 152,638,000 |
| Risk-weighted assets | 1,113,347,000 | 1,405,126,000 | 1,389,151,000 | 1,314,958,000 |