Call reports 2001
CNLBANK — 2001
What CNLBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 98,210,000 | 106,881,000 | 99,708,000 | 101,976,000 |
| Total loans | 59,589,000 | 62,919,000 | 60,925,000 | 68,546,000 |
| Allowance for loan losses | 724,000 | 804,000 | 829,000 | 829,000 |
| Securities available for sale | 14,308,000 | 18,430,000 | 14,667,000 | 19,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,844,000 | 91,177,000 | 82,700,000 | 88,512,000 |
| Interest-bearing deposits | 62,307,000 | 71,745,000 | 64,880,000 | 68,717,000 |
| Noninterest-bearing deposits | 18,537,000 | 19,432,000 | 17,820,000 | 19,795,000 |
| Equity capital | 8,542,000 | 8,598,000 | 8,685,000 | 8,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,736,000 | 3,415,000 | 5,051,000 | 6,459,000 |
| Interest expense | 908,000 | 1,738,000 | 2,471,000 | 3,038,000 |
| Net interest income | 828,000 | 1,677,000 | 2,580,000 | 3,421,000 |
| Noninterest income | 120,000 | 228,000 | 228,000 | 314,000 |
| Noninterest expense | 713,000 | 1,474,000 | 2,341,000 | 3,245,000 |
| Provision for loan losses | 80,000 | 160,000 | 184,000 | 184,000 |
| Pretax income | 155,000 | 271,000 | 283,000 | 306,000 |
| Income tax | 58,000 | 102,000 | 105,000 | 112,000 |
| Net income | 97,000 | 169,000 | 178,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,852,000 | 7,974,000 | 7,976,000 | 7,962,000 |
| Total capital | 8,576,000 | 8,778,000 | 8,805,000 | 8,791,000 |
| Risk-weighted assets | 73,227,000 | 75,566,000 | 75,305,000 | 81,535,000 |