Call reports 2021
CITIZENS UNION BANK OF SHELBYVILLE — 2021
What CITIZENS UNION BANK OF SHELBYVILLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,069,069,000 | 1,071,081,000 | 1,109,579,000 | 1,105,283,000 |
| Total loans | 727,155,000 | 719,446,000 | 712,785,000 | 686,177,000 |
| Allowance for loan losses | 8,857,000 | 8,851,000 | 8,908,000 | 8,845,000 |
| Securities available for sale | 96,769,000 | 108,350,000 | 111,919,000 | 103,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 897,078,000 | 892,360,000 | 930,685,000 | 931,999,000 |
| Interest-bearing deposits | 659,422,000 | 655,128,000 | 675,035,000 | 690,296,000 |
| Noninterest-bearing deposits | 237,656,000 | 237,232,000 | 255,649,000 | 241,702,000 |
| Equity capital | 117,217,000 | 120,685,000 | 124,212,000 | 123,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,159,000 | 18,300,000 | 28,288,000 | 38,277,000 |
| Interest expense | 1,095,000 | 1,994,000 | 2,773,000 | 3,505,000 |
| Net interest income | 8,064,000 | 16,306,000 | 25,515,000 | 34,772,000 |
| Noninterest income | 2,571,000 | 5,183,000 | 7,424,000 | 9,839,000 |
| Noninterest expense | 6,911,000 | 13,668,000 | 20,485,000 | 32,449,000 |
| Provision for loan losses | 105,000 | 210,000 | 280,000 | 280,000 |
| Pretax income | 3,619,000 | 7,611,000 | 12,174,000 | 11,882,000 |
| Income tax | 860,000 | 1,521,000 | 2,609,000 | 2,505,000 |
| Net income | 2,759,000 | 6,090,000 | 9,565,000 | 9,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,629,000 | 113,999,000 | 117,510,000 | 117,361,000 |