Call reports 2018
CITIZENS UNION BANK OF SHELBYVILLE — 2018
What CITIZENS UNION BANK OF SHELBYVILLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 740,493,000 | 733,202,000 | 755,695,000 | 791,215,000 |
| Total loans | 583,917,000 | 573,391,000 | 597,819,000 | 623,007,000 |
| Allowance for loan losses | 6,535,000 | 6,489,000 | 6,457,000 | 6,849,000 |
| Securities available for sale | 55,813,000 | 56,833,000 | 57,467,000 | 55,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,607,000 | 569,959,000 | 592,827,000 | 632,598,000 |
| Interest-bearing deposits | 443,798,000 | 437,985,000 | 457,825,000 | 486,840,000 |
| Noninterest-bearing deposits | 136,809,000 | 131,973,000 | 135,002,000 | 145,758,000 |
| Equity capital | 100,993,000 | 102,844,000 | 104,653,000 | 102,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,196,000 | 16,495,000 | 25,124,000 | 35,093,000 |
| Interest expense | 1,121,000 | 2,314,000 | 3,718,000 | 5,345,000 |
| Net interest income | 7,075,000 | 14,181,000 | 21,406,000 | 29,748,000 |
| Noninterest income | 1,584,000 | 3,250,000 | 4,814,000 | 6,612,000 |
| Noninterest expense | 6,304,000 | 12,477,000 | 18,865,000 | 25,181,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,355,000 | 4,954,000 | 7,355,000 | 11,179,000 |
| Income tax | 446,000 | 965,000 | 1,447,000 | 2,251,000 |
| Net income | 1,909,000 | 3,989,000 | 5,908,000 | 8,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,383,000 | 95,919,000 | 98,289,000 | 97,133,000 |
| Total capital | 99,918,000 | 102,408,000 | 104,746,000 | 103,982,000 |
| Risk-weighted assets | 674,184,000 | 671,797,000 | 699,634,000 | 740,561,000 |