Call reports 2003
FIRST NATIONAL BANK OF COULTERVILLE, THE — 2003
What FIRST NATIONAL BANK OF COULTERVILLE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 16,087,000 | 16,163,000 |
| Total loans | 5,319,000 | 5,646,000 |
| Allowance for loan losses | 115,000 | 115,000 |
| Securities available for sale | 7,778,000 | 6,514,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 14,154,000 | 14,145,000 |
| Interest-bearing deposits | 12,527,000 | 12,641,000 |
| Noninterest-bearing deposits | 1,627,000 | 1,503,000 |
| Equity capital | 1,797,000 | 1,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 190,000 | 373,000 |
| Interest expense | 59,000 | 117,000 |
| Net interest income | 131,000 | 256,000 |
| Noninterest income | 14,000 | 27,000 |
| Noninterest expense | 110,000 | 222,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 35,000 | 61,000 |
| Income tax | 1,000 | 2,000 |
| Net income | 34,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 1,617,000 | 1,658,000 |
| Total capital | 1,693,000 | 1,734,000 |
| Risk-weighted assets | 6,263,000 | 6,526,000 |