Call reports 2002
FIRST NATIONAL BANK OF COULTERVILLE, THE — 2002
What FIRST NATIONAL BANK OF COULTERVILLE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,354,000 | 14,793,000 | 15,441,000 | 15,417,000 |
| Total loans | 5,093,000 | 5,290,000 | 5,292,000 | 5,392,000 |
| Allowance for loan losses | 115,000 | 115,000 | 115,000 | 115,000 |
| Securities available for sale | 8,142,000 | 7,862,000 | 7,865,000 | 8,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,669,000 | 13,015,000 | 13,555,000 | 13,565,000 |
| Interest-bearing deposits | 11,347,000 | 11,636,000 | 12,092,000 | 11,773,000 |
| Noninterest-bearing deposits | 1,322,000 | 1,379,000 | 1,463,000 | 1,792,000 |
| Equity capital | 1,585,000 | 1,648,000 | 1,722,000 | 1,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 411,000 | 614,000 | 814,000 |
| Interest expense | 67,000 | 132,000 | 197,000 | 261,000 |
| Net interest income | 138,000 | 279,000 | 417,000 | 553,000 |
| Noninterest income | 17,000 | 31,000 | 52,000 | 70,000 |
| Noninterest expense | 111,000 | 217,000 | 320,000 | 426,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 93,000 | 149,000 | 197,000 |
| Income tax | 5,000 | 12,000 | 23,000 | 27,000 |
| Net income | 39,000 | 81,000 | 126,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,499,000 | 1,526,000 | 1,556,000 | 1,585,000 |
| Total capital | 1,564,000 | 1,591,000 | 1,621,000 | 1,662,000 |
| Risk-weighted assets | 5,154,000 | 5,462,000 | 5,802,000 | 6,007,000 |