Call report 2021Q4
VERMILION VALLEY BANK — 2021Q4
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 161,196,000 | USD | evidence → |
| Total loans | 90,078,000 | USD | evidence → |
| Allowance for loan losses | 1,204,000 | USD | evidence → |
| Securities available for sale | 50,530,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,436,000 | USD | evidence → |
| Interest-bearing deposits | 108,928,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,508,000 | USD | evidence → |
| Equity capital | 25,527,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,191,000 | USD | evidence → |
| Interest expense | 608,000 | USD | evidence → |
| Net interest income | 4,583,000 | USD | evidence → |
| Noninterest income | 153,000 | USD | evidence → |
| Noninterest expense | 2,040,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 2,668,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 2,633,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,907,000 | USD | evidence → |
| Total capital | 26,111,000 | USD | evidence → |
| Risk-weighted assets | 96,986,000 | USD | evidence → |