Call report 2020Q4
VERMILION VALLEY BANK — 2020Q4
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,296,000 | USD | evidence → |
| Total loans | 98,161,000 | USD | evidence → |
| Allowance for loan losses | 1,176,000 | USD | evidence → |
| Securities available for sale | 34,400,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,403,000 | USD | evidence → |
| Interest-bearing deposits | 97,774,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,629,000 | USD | evidence → |
| Equity capital | 24,585,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,313,000 | USD | evidence → |
| Interest expense | 868,000 | USD | evidence → |
| Net interest income | 4,445,000 | USD | evidence → |
| Noninterest income | 182,000 | USD | evidence → |
| Noninterest expense | 1,987,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 2,479,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 2,436,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,325,000 | USD | evidence → |
| Total capital | 24,501,000 | USD | evidence → |
| Risk-weighted assets | 100,659,000 | USD | evidence → |