Call report 2019Q4
VERMILION VALLEY BANK — 2019Q4
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,213,000 | USD | evidence → |
| Total loans | 95,910,000 | USD | evidence → |
| Allowance for loan losses | 1,183,000 | USD | evidence → |
| Securities available for sale | 25,502,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,333,000 | USD | evidence → |
| Interest-bearing deposits | 90,848,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,485,000 | USD | evidence → |
| Equity capital | 22,538,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,234,000 | USD | evidence → |
| Interest expense | 810,000 | USD | evidence → |
| Net interest income | 4,424,000 | USD | evidence → |
| Noninterest income | 217,000 | USD | evidence → |
| Noninterest expense | 2,049,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 2,502,000 | USD | evidence → |
| Income tax | -1,000 | USD | evidence → |
| Net income | 2,503,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,672,000 | USD | evidence → |
| Total capital | 22,855,000 | USD | evidence → |
| Risk-weighted assets | 94,628,000 | USD | evidence → |