Call report 2012Q4
VERMILION VALLEY BANK — 2012Q4
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,866,000 | USD | evidence → |
| Total loans | 74,141,000 | USD | evidence → |
| Allowance for loan losses | 822,000 | USD | evidence → |
| Securities available for sale | 46,018,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,680,000 | USD | evidence → |
| Interest-bearing deposits | 83,104,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,576,000 | USD | evidence → |
| Equity capital | 14,478,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,496,000 | USD | evidence → |
| Interest expense | 467,000 | USD | evidence → |
| Net interest income | 4,029,000 | USD | evidence → |
| Noninterest income | 403,000 | USD | evidence → |
| Noninterest expense | 2,186,000 | USD | evidence → |
| Provision for loan losses | 96,000 | USD | evidence → |
| Pretax income | 2,150,000 | USD | evidence → |
| Income tax | 39,000 | USD | evidence → |
| Net income | 2,111,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,988,000 | USD | evidence → |
| Total capital | 13,752,000 | USD | evidence → |
| Risk-weighted assets | 81,416,000 | USD | evidence → |