Call report 2007Q1
VERMILION VALLEY BANK — 2007Q1
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,295,000 | USD | evidence → |
| Total loans | 60,039,000 | USD | evidence → |
| Allowance for loan losses | 849,000 | USD | evidence → |
| Securities available for sale | 24,486,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,122,000 | USD | evidence → |
| Interest-bearing deposits | 60,195,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,927,000 | USD | evidence → |
| Equity capital | 8,908,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,304,000 | USD | evidence → |
| Interest expense | 616,000 | USD | evidence → |
| Net interest income | 688,000 | USD | evidence → |
| Noninterest income | 84,000 | USD | evidence → |
| Noninterest expense | 436,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 321,000 | USD | evidence → |
| Income tax | -94,000 | USD | evidence → |
| Net income | 415,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,184,000 | USD | evidence → |
| Total capital | 8,927,000 | USD | evidence → |
| Risk-weighted assets | 62,570,000 | USD | evidence → |