Call report 2006Q1
VERMILION VALLEY BANK — 2006Q1
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,957,000 | USD | evidence → |
| Total loans | 53,558,000 | USD | evidence → |
| Allowance for loan losses | 879,000 | USD | evidence → |
| Securities available for sale | 22,189,000 | USD | evidence → |
| Securities held to maturity | 250,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,275,000 | USD | evidence → |
| Interest-bearing deposits | 58,971,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,304,000 | USD | evidence → |
| Equity capital | 8,216,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,068,000 | USD | evidence → |
| Interest expense | 418,000 | USD | evidence → |
| Net interest income | 650,000 | USD | evidence → |
| Noninterest income | 72,000 | USD | evidence → |
| Noninterest expense | 433,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 274,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 270,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,609,000 | USD | evidence → |
| Total capital | 8,308,000 | USD | evidence → |
| Risk-weighted assets | 55,736,000 | USD | evidence → |