Call reports 2012
FIRST COMMERCIAL BANK — 2012
What FIRST COMMERCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 222,036,000 | 215,867,000 |
| Total loans | 182,343,000 | 173,308,000 |
| Allowance for loan losses | 8,505,000 | 6,629,000 |
| Securities available for sale | 14,324,000 | 13,524,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 211,217,000 | 206,809,000 |
| Interest-bearing deposits | 203,445,000 | 200,591,000 |
| Noninterest-bearing deposits | 7,772,000 | 6,218,000 |
| Equity capital | 5,998,000 | 3,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 2,467,000 | 4,663,000 |
| Interest expense | 949,000 | 1,757,000 |
| Net interest income | 1,518,000 | 2,906,000 |
| Noninterest income | -60,000 | -1,742,000 |
| Noninterest expense | 1,212,000 | 2,439,000 |
| Provision for loan losses | 1,009,000 | 2,362,000 |
| Pretax income | -763,000 | -3,637,000 |
| Income tax | 0 | 0 |
| Net income | -763,000 | -3,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 5,927,000 | 3,050,000 |
| Total capital | 8,150,000 | 5,212,000 |
| Risk-weighted assets | 171,786,000 | 168,698,000 |