Call reports 2011
FIRST COMMERCIAL BANK — 2011
What FIRST COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 256,423,000 | 247,002,000 | 238,639,000 | 227,194,000 |
| Total loans | 213,338,000 | 201,781,000 | 197,803,000 | 187,291,000 |
| Allowance for loan losses | 11,364,000 | 9,849,000 | 10,619,000 | 7,740,000 |
| Securities available for sale | 23,635,000 | 19,187,000 | 8,020,000 | 14,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,608,000 | 231,868,000 | 225,907,000 | 215,759,000 |
| Interest-bearing deposits | 234,145,000 | 225,241,000 | 218,411,000 | 209,116,000 |
| Noninterest-bearing deposits | 7,463,000 | 6,627,000 | 7,496,000 | 6,643,000 |
| Equity capital | 9,836,000 | 10,413,000 | 7,686,000 | 6,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,146,000 | 6,164,000 | 9,140,000 | 11,752,000 |
| Interest expense | 1,429,000 | 2,707,000 | 3,915,000 | 5,009,000 |
| Net interest income | 1,717,000 | 3,457,000 | 5,225,000 | 6,743,000 |
| Noninterest income | -262,000 | -191,000 | -1,133,000 | -1,070,000 |
| Noninterest expense | 1,489,000 | 3,019,000 | 4,456,000 | 5,772,000 |
| Provision for loan losses | 6,581,000 | 6,581,000 | 8,837,000 | 9,980,000 |
| Pretax income | -6,615,000 | -6,336,000 | -8,892,000 | -9,774,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | -6,616,000 | -6,339,000 | -8,896,000 | -9,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,853,000 | 10,130,000 | 7,573,000 | 6,690,000 |
| Total capital | 12,500,000 | 12,630,000 | 9,988,000 | 8,983,000 |
| Risk-weighted assets | 203,050,000 | 192,046,000 | 185,025,000 | 178,032,000 |