Call reports 2010
FIRST COMMERCIAL BANK — 2010
What FIRST COMMERCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 347,159,000 | 341,658,000 | 323,685,000 | 291,791,000 |
| Total loans | 294,237,000 | 274,386,000 | 258,754,000 | 225,786,000 |
| Allowance for loan losses | 7,386,000 | 7,541,000 | 7,425,000 | 6,378,000 |
| Securities available for sale | 24,017,000 | 24,614,000 | 27,714,000 | 23,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,194,000 | 290,543,000 | 297,016,000 | 270,354,000 |
| Interest-bearing deposits | 283,880,000 | 283,979,000 | 289,857,000 | 263,604,000 |
| Noninterest-bearing deposits | 7,314,000 | 6,564,000 | 7,159,000 | 6,750,000 |
| Equity capital | 26,807,000 | 25,436,000 | 21,842,000 | 16,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,308,000 | 8,606,000 | 12,595,000 | 16,193,000 |
| Interest expense | 2,304,000 | 4,374,000 | 6,335,000 | 8,002,000 |
| Net interest income | 2,004,000 | 4,232,000 | 6,260,000 | 8,191,000 |
| Noninterest income | -427,000 | 50,000 | -135,000 | 3,000 |
| Noninterest expense | 1,655,000 | 3,854,000 | 6,246,000 | 8,741,000 |
| Provision for loan losses | 2,604,000 | 4,549,000 | 7,613,000 | 12,446,000 |
| Pretax income | -2,682,000 | -4,121,000 | -7,734,000 | -12,993,000 |
| Income tax | 1,000 | 0 | 4,000 | 5,000 |
| Net income | -2,683,000 | -4,121,000 | -7,738,000 | -12,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,784,000 | 25,348,000 | 21,731,000 | 16,469,000 |
| Total capital | 30,362,000 | 28,816,000 | 24,914,000 | 19,279,000 |
| Risk-weighted assets | 282,533,000 | 273,246,000 | 250,416,000 | 220,676,000 |