Call reports 2006
FIRST COMMERCIAL BANK — 2006
What FIRST COMMERCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 143,071,000 | 150,859,000 | 149,335,000 | 174,528,000 |
| Total loans | 132,420,000 | 135,490,000 | 139,402,000 | 161,424,000 |
| Allowance for loan losses | 1,528,000 | 1,948,000 | 2,094,000 | 2,151,000 |
| Securities available for sale | 5,089,000 | 6,298,000 | 6,753,000 | 6,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,975,000 | 117,677,000 | 115,021,000 | 137,953,000 |
| Interest-bearing deposits | 103,881,000 | 109,122,000 | 105,984,000 | 128,428,000 |
| Noninterest-bearing deposits | 10,094,000 | 8,555,000 | 9,037,000 | 9,525,000 |
| Equity capital | 11,106,000 | 11,839,000 | 12,489,000 | 13,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,817,000 | 6,041,000 | 9,397,000 | 13,071,000 |
| Interest expense | 1,293,000 | 2,749,000 | 4,271,000 | 6,032,000 |
| Net interest income | 1,524,000 | 3,292,000 | 5,126,000 | 7,039,000 |
| Noninterest income | 18,000 | 43,000 | 77,000 | 110,000 |
| Noninterest expense | 557,000 | 1,174,000 | 1,876,000 | 2,562,000 |
| Provision for loan losses | 14,000 | 422,000 | 575,000 | 925,000 |
| Pretax income | 971,000 | 1,739,000 | 2,752,000 | 3,662,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 971,000 | 1,738,000 | 2,750,000 | 3,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,197,000 | 11,964,000 | 12,551,000 | 13,307,000 |
| Total capital | 12,642,000 | 13,541,000 | 14,183,000 | 15,116,000 |
| Risk-weighted assets | 115,511,000 | 125,811,000 | 130,109,000 | 144,340,000 |