Call reports 2002
FIRST COMMERCIAL BANK — 2002
What FIRST COMMERCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,886,000 | 36,643,000 | 36,445,000 | 34,318,000 |
| Total loans | 25,099,000 | 28,695,000 | 30,066,000 | 27,739,000 |
| Allowance for loan losses | 252,000 | 362,000 | 694,000 | 773,000 |
| Securities available for sale | 4,691,000 | 4,803,000 | 4,346,000 | 3,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,044,000 | 29,329,000 | 28,473,000 | 27,222,000 |
| Interest-bearing deposits | 24,152,000 | 25,926,000 | 25,907,000 | 24,404,000 |
| Noninterest-bearing deposits | 2,892,000 | 3,403,000 | 2,566,000 | 2,818,000 |
| Equity capital | 3,288,000 | 3,414,000 | 3,094,000 | 2,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 997,000 | 1,544,000 | 2,067,000 |
| Interest expense | 188,000 | 376,000 | 594,000 | 786,000 |
| Net interest income | 280,000 | 621,000 | 950,000 | 1,281,000 |
| Noninterest income | 19,000 | 46,000 | 69,000 | 83,000 |
| Noninterest expense | 228,000 | 473,000 | 723,000 | 1,059,000 |
| Provision for loan losses | 23,000 | 133,000 | 595,000 | 1,035,000 |
| Pretax income | 48,000 | 61,000 | -299,000 | -730,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 48,000 | 61,000 | -299,000 | -730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,339,000 | 3,354,000 | 2,993,000 | 2,562,000 |
| Total capital | 3,591,000 | 3,716,000 | 3,402,000 | 2,933,000 |
| Risk-weighted assets | 27,170,000 | 30,899,000 | 31,703,000 | 29,309,000 |