Call reports 2001
FIRST COMMERCIAL BANK — 2001
What FIRST COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,010,000 | 22,301,000 | 24,837,000 | 31,937,000 |
| Total loans | 16,823,000 | 18,704,000 | 21,596,000 | 24,621,000 |
| Allowance for loan losses | 214,000 | 228,000 | 261,000 | 229,000 |
| Securities available for sale | 1,756,000 | 1,761,000 | 2,282,000 | 3,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,070,000 | 18,291,000 | 19,936,000 | 25,892,000 |
| Interest-bearing deposits | 15,666,000 | 16,462,000 | 18,196,000 | 22,819,000 |
| Noninterest-bearing deposits | 1,404,000 | 1,829,000 | 1,740,000 | 3,073,000 |
| Equity capital | 2,385,000 | 3,049,000 | 3,365,000 | 3,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 830,000 | 1,290,000 | 1,791,000 |
| Interest expense | 215,000 | 451,000 | 671,000 | 888,000 |
| Net interest income | 172,000 | 379,000 | 619,000 | 903,000 |
| Noninterest income | 28,000 | 13,000 | 17,000 | 30,000 |
| Noninterest expense | 218,000 | 439,000 | 649,000 | 889,000 |
| Provision for loan losses | 23,000 | 37,000 | 70,000 | 174,000 |
| Pretax income | -41,000 | -84,000 | -83,000 | -130,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -41,000 | -84,000 | -83,000 | -130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,381,000 | 3,049,000 | 3,365,000 | 3,292,000 |
| Total capital | 2,595,000 | 3,277,000 | 3,626,000 | 3,521,000 |
| Risk-weighted assets | 17,906,000 | 19,800,000 | 22,740,000 | 26,559,000 |