Call reports 2009
FARMERS STATE BANK OF HIGHLAND, KANSAS, THE — 2009
What FARMERS STATE BANK OF HIGHLAND, KANSAS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 14,066,000 | 12,577,000 | 12,711,000 | 14,322,000 |
| Total loans | 4,018,000 | 4,884,000 | 5,050,000 | 4,363,000 |
| Allowance for loan losses | 159,000 | 159,000 | 160,000 | 159,000 |
| Securities available for sale | 4,276,000 | 3,398,000 | 3,172,000 | 2,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,983,000 | 10,486,000 | 10,608,000 | 12,238,000 |
| Interest-bearing deposits | 9,514,000 | 7,911,000 | 8,093,000 | 9,262,000 |
| Noninterest-bearing deposits | 2,469,000 | 2,575,000 | 2,515,000 | 2,976,000 |
| Equity capital | 2,045,000 | 2,048,000 | 2,061,000 | 2,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 133,000 | 267,000 | 409,000 | 538,000 |
| Interest expense | 22,000 | 40,000 | 57,000 | 72,000 |
| Net interest income | 111,000 | 227,000 | 352,000 | 466,000 |
| Noninterest income | 8,000 | 14,000 | 21,000 | 29,000 |
| Noninterest expense | 95,000 | 193,000 | 286,000 | 386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 48,000 | 87,000 | 109,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 1,000 |
| Net income | 23,000 | 46,000 | 84,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,911,000 | 1,935,000 | 1,973,000 | 1,996,000 |
| Total capital | 1,986,000 | 2,015,000 | 2,056,000 | 2,076,000 |
| Risk-weighted assets | 5,904,000 | 6,340,000 | 6,552,000 | 6,323,000 |