Call reports 2008
FARMERS STATE BANK OF HIGHLAND, KANSAS, THE — 2008
What FARMERS STATE BANK OF HIGHLAND, KANSAS, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 11,760,000 | 13,238,000 | 12,890,000 | 13,271,000 |
| Total loans | 4,129,000 | 4,493,000 | 5,058,000 | 4,201,000 |
| Allowance for loan losses | 163,000 | 163,000 | 160,000 | 160,000 |
| Securities available for sale | 5,001,000 | 4,915,000 | 5,032,000 | 4,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,635,000 | 11,178,000 | 10,800,000 | 11,164,000 |
| Interest-bearing deposits | 7,402,000 | 8,002,000 | 8,215,000 | 8,140,000 |
| Noninterest-bearing deposits | 2,233,000 | 3,176,000 | 2,585,000 | 3,024,000 |
| Equity capital | 2,077,000 | 2,017,000 | 2,043,000 | 2,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 316,000 | 482,000 | 631,000 |
| Interest expense | 39,000 | 72,000 | 101,000 | 128,000 |
| Net interest income | 120,000 | 244,000 | 381,000 | 503,000 |
| Noninterest income | 8,000 | 18,000 | 26,000 | 33,000 |
| Noninterest expense | 104,000 | 208,000 | 308,000 | 399,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 54,000 | 99,000 | 137,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 23,000 | 52,000 | 95,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,880,000 | 1,909,000 | 1,952,000 | 1,889,000 |
| Total capital | 1,949,000 | 1,986,000 | 2,037,000 | 1,964,000 |
| Risk-weighted assets | 5,409,000 | 6,095,000 | 6,741,000 | 5,907,000 |