Call reports 2007
FARMERS STATE BANK OF HIGHLAND, KANSAS, THE — 2007
What FARMERS STATE BANK OF HIGHLAND, KANSAS, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 12,367,000 | 13,128,000 | 11,784,000 | 11,564,000 |
| Total loans | 4,137,000 | 4,724,000 | 4,498,000 | 4,101,000 |
| Allowance for loan losses | 156,000 | 155,000 | 155,000 | 155,000 |
| Securities available for sale | 5,780,000 | 5,737,000 | 5,669,000 | 5,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,468,000 | 11,381,000 | 9,880,000 | 9,568,000 |
| Interest-bearing deposits | 8,460,000 | 9,429,000 | 7,639,000 | 6,891,000 |
| Noninterest-bearing deposits | 2,008,000 | 1,952,000 | 2,241,000 | 2,677,000 |
| Equity capital | 1,863,000 | 1,706,000 | 1,859,000 | 1,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 176,000 | 353,000 | 534,000 | 717,000 |
| Interest expense | 43,000 | 86,000 | 127,000 | 167,000 |
| Net interest income | 133,000 | 267,000 | 407,000 | 550,000 |
| Noninterest income | 11,000 | 19,000 | 86,000 | 94,000 |
| Noninterest expense | 91,000 | 179,000 | 270,000 | 368,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 107,000 | 223,000 | 276,000 |
| Income tax | 2,000 | 4,000 | 7,000 | 11,000 |
| Net income | 51,000 | 103,000 | 216,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,843,000 | 1,734,000 | 1,807,000 | 1,857,000 |
| Total capital | 1,912,000 | 1,812,000 | 1,881,000 | 1,925,000 |
| Risk-weighted assets | 5,451,000 | 6,159,000 | 5,813,000 | 5,382,000 |