Call reports 2006
FARMERS STATE BANK OF HIGHLAND, KANSAS, THE — 2006
What FARMERS STATE BANK OF HIGHLAND, KANSAS, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 13,400,000 | 12,615,000 | 11,412,000 | 10,940,000 |
| Total loans | 4,105,000 | 4,722,000 | 4,697,000 | 3,126,000 |
| Allowance for loan losses | 138,000 | 141,000 | 140,000 | 141,000 |
| Securities available for sale | 5,002,000 | 5,366,000 | 5,427,000 | 4,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,738,000 | 10,841,000 | 9,623,000 | 9,109,000 |
| Interest-bearing deposits | 9,500,000 | 8,869,000 | 7,683,000 | 7,123,000 |
| Noninterest-bearing deposits | 2,238,000 | 1,972,000 | 1,940,000 | 1,986,000 |
| Equity capital | 1,634,000 | 1,656,000 | 1,747,000 | 1,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 160,000 | 321,000 | 482,000 | 652,000 |
| Interest expense | 36,000 | 72,000 | 108,000 | 146,000 |
| Net interest income | 124,000 | 249,000 | 374,000 | 506,000 |
| Noninterest income | 9,000 | 27,000 | 36,000 | 45,000 |
| Noninterest expense | 86,000 | 172,000 | 256,000 | 350,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 104,000 | 154,000 | 204,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 7,000 |
| Net income | 45,000 | 100,000 | 148,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,670,000 | 1,710,000 | 1,742,000 | 1,792,000 |
| Total capital | 1,745,000 | 1,786,000 | 1,815,000 | 1,849,000 |
| Risk-weighted assets | 5,976,000 | 6,012,000 | 5,807,000 | 4,452,000 |