Call reports 2005
FARMERS STATE BANK OF HIGHLAND, KANSAS, THE — 2005
What FARMERS STATE BANK OF HIGHLAND, KANSAS, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 12,150,000 | 13,292,000 | 12,763,000 | 13,595,000 |
| Total loans | 4,057,000 | 4,422,000 | 4,970,000 | 3,885,000 |
| Allowance for loan losses | 139,000 | 139,000 | 139,000 | 138,000 |
| Securities available for sale | 7,136,000 | 5,681,000 | 5,332,000 | 5,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,541,000 | 11,641,000 | 11,067,000 | 11,881,000 |
| Interest-bearing deposits | 8,505,000 | 9,644,000 | 8,792,000 | 9,461,000 |
| Noninterest-bearing deposits | 2,036,000 | 1,997,000 | 2,275,000 | 2,420,000 |
| Equity capital | 1,582,000 | 1,621,000 | 1,656,000 | 1,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 110,000 | 234,000 | 375,000 | 540,000 |
| Interest expense | 29,000 | 60,000 | 90,000 | 127,000 |
| Net interest income | 81,000 | 174,000 | 285,000 | 413,000 |
| Noninterest income | 9,000 | 17,000 | 27,000 | 36,000 |
| Noninterest expense | 86,000 | 167,000 | 252,000 | 338,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 24,000 | 60,000 | 111,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 4,000 |
| Net income | 3,000 | 23,000 | 58,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,623,000 | 1,642,000 | 1,678,000 | 1,726,000 |
| Total capital | 1,691,000 | 1,717,000 | 1,757,000 | 1,799,000 |
| Risk-weighted assets | 5,378,000 | 5,938,000 | 6,255,000 | 5,735,000 |