Call reports 2004
FARMERS STATE BANK OF HIGHLAND, KANSAS, THE — 2004
What FARMERS STATE BANK OF HIGHLAND, KANSAS, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 15,778,000 | 15,059,000 | 14,942,000 | 15,687,000 |
| Total loans | 4,246,000 | 4,651,000 | 4,838,000 | 3,367,000 |
| Allowance for loan losses | 148,000 | 134,000 | 135,000 | 134,000 |
| Securities available for sale | 7,112,000 | 7,076,000 | 7,049,000 | 6,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,112,000 | 13,459,000 | 13,286,000 | 14,061,000 |
| Interest-bearing deposits | 12,397,000 | 11,426,000 | 11,279,000 | 11,829,000 |
| Noninterest-bearing deposits | 1,715,000 | 2,033,000 | 2,007,000 | 2,232,000 |
| Equity capital | 1,638,000 | 1,570,000 | 1,616,000 | 1,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 113,000 | 227,000 | 350,000 | 465,000 |
| Interest expense | 26,000 | 50,000 | 77,000 | 109,000 |
| Net interest income | 87,000 | 177,000 | 273,000 | 356,000 |
| Noninterest income | 9,000 | 17,000 | 27,000 | 34,000 |
| Noninterest expense | 87,000 | 169,000 | 252,000 | 335,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 27,000 | 50,000 | 57,000 |
| Income tax | 0 | 1,000 | 3,000 | 1,000 |
| Net income | 11,000 | 26,000 | 47,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,602,000 | 1,611,000 | 1,632,000 | 1,641,000 |
| Total capital | 1,680,000 | 1,690,000 | 1,715,000 | 1,713,000 |
| Risk-weighted assets | 6,194,000 | 6,271,000 | 6,609,000 | 5,684,000 |