Call reports 2003
FARMERS STATE BANK OF HIGHLAND, KANSAS, THE — 2003
What FARMERS STATE BANK OF HIGHLAND, KANSAS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 14,207,000 | 13,427,000 | 14,312,000 | 12,887,000 |
| Total loans | 4,867,000 | 5,140,000 | 5,183,000 | 4,010,000 |
| Allowance for loan losses | 148,000 | 148,000 | 148,000 | 148,000 |
| Securities available for sale | 5,584,000 | 5,563,000 | 6,342,000 | 6,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,543,000 | 11,728,000 | 12,608,000 | 11,199,000 |
| Interest-bearing deposits | 11,106,000 | 9,971,000 | 10,642,000 | 9,566,000 |
| Noninterest-bearing deposits | 1,437,000 | 1,757,000 | 1,966,000 | 1,632,000 |
| Equity capital | 1,628,000 | 1,655,000 | 1,660,000 | 1,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 134,000 | 269,000 | 400,000 | 515,000 |
| Interest expense | 39,000 | 75,000 | 107,000 | 133,000 |
| Net interest income | 95,000 | 194,000 | 293,000 | 382,000 |
| Noninterest income | 8,000 | 16,000 | 26,000 | 35,000 |
| Noninterest expense | 85,000 | 167,000 | 256,000 | 339,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 44,000 | 64,000 | 79,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 18,000 | 42,000 | 61,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,588,000 | 1,611,000 | 1,631,000 | 1,645,000 |
| Total capital | 1,674,000 | 1,691,000 | 1,714,000 | 1,714,000 |
| Risk-weighted assets | 6,822,000 | 6,359,000 | 6,546,000 | 5,447,000 |