Call reports 2008
CONNECTICUT COMMUNITY BANK, NATIONAL ASSOCIATION — 2008
What CONNECTICUT COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 370,317,000 | 408,522,000 | 410,575,000 | 427,482,000 |
| Total loans | 329,537,000 | 348,110,000 | 353,541,000 | 368,442,000 |
| Allowance for loan losses | 3,244,000 | 3,413,000 | 3,603,000 | 4,058,000 |
| Securities available for sale | 16,267,000 | 12,885,000 | 2,567,000 | 1,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,646,000 | 348,485,000 | 353,187,000 | 363,221,000 |
| Interest-bearing deposits | 265,141,000 | 284,825,000 | 299,143,000 | 308,424,000 |
| Noninterest-bearing deposits | 55,505,000 | 63,660,000 | 54,044,000 | 54,797,000 |
| Equity capital | 40,759,000 | 40,986,000 | 38,340,000 | 37,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,103,000 | 11,781,000 | 17,679,000 | 23,315,000 |
| Interest expense | 2,334,000 | 4,469,000 | 6,611,000 | 8,730,000 |
| Net interest income | 3,769,000 | 7,312,000 | 11,068,000 | 14,585,000 |
| Noninterest income | 470,000 | 953,000 | 1,387,000 | 1,830,000 |
| Noninterest expense | 3,864,000 | 7,324,000 | 11,131,000 | 14,977,000 |
| Provision for loan losses | 212,000 | 392,000 | 750,000 | 1,561,000 |
| Pretax income | 163,000 | 549,000 | -8,670,000 | -9,775,000 |
| Income tax | 51,000 | 154,000 | -3,487,000 | -3,912,000 |
| Net income | 112,000 | 395,000 | -5,183,000 | -5,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,631,000 | 40,989,000 | 38,343,000 | 37,766,000 |
| Total capital | 43,875,000 | 44,402,000 | 41,946,000 | 41,824,000 |
| Risk-weighted assets | 359,569,000 | 379,438,000 | 381,719,000 | 392,332,000 |