Call reports 2005
CONNECTICUT COMMUNITY BANK, NATIONAL ASSOCIATION — 2005
What CONNECTICUT COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 274,004,000 | 294,350,000 | 333,635,000 | 322,389,000 |
| Total loans | 232,109,000 | 238,959,000 | 242,319,000 | 245,695,000 |
| Allowance for loan losses | 2,872,000 | 2,883,000 | 2,880,000 | 2,879,000 |
| Securities available for sale | 4,251,000 | 11,658,000 | 4,199,000 | 4,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,913,000 | 247,771,000 | 285,936,000 | 271,197,000 |
| Interest-bearing deposits | 176,319,000 | 193,047,000 | 219,325,000 | 220,000,000 |
| Noninterest-bearing deposits | 55,594,000 | 54,724,000 | 66,611,000 | 51,197,000 |
| Equity capital | 29,273,000 | 30,235,000 | 31,313,000 | 32,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,005,000 | 8,452,000 | 13,557,000 | 18,986,000 |
| Interest expense | 728,000 | 1,619,000 | 2,940,000 | 4,369,000 |
| Net interest income | 3,277,000 | 6,833,000 | 10,617,000 | 14,617,000 |
| Noninterest income | 380,000 | 853,000 | 1,343,000 | 1,744,000 |
| Noninterest expense | 2,237,000 | 4,601,000 | 7,159,000 | 9,900,000 |
| Provision for loan losses | 98,000 | 160,000 | 160,000 | 160,000 |
| Pretax income | 1,322,000 | 2,925,000 | 4,641,000 | 6,301,000 |
| Income tax | 528,000 | 1,169,000 | 1,809,000 | 2,457,000 |
| Net income | 794,000 | 1,756,000 | 2,832,000 | 3,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,277,000 | 30,239,000 | 31,315,000 | 32,326,000 |
| Total capital | 32,149,000 | 33,122,000 | 34,195,000 | 35,205,000 |
| Risk-weighted assets | 250,820,000 | 259,298,000 | 268,628,000 | 270,882,000 |