Call reports 2004
CONNECTICUT COMMUNITY BANK, NATIONAL ASSOCIATION — 2004
What CONNECTICUT COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 234,158,000 | 256,830,000 | 254,226,000 | 256,852,000 |
| Total loans | 188,271,000 | 202,317,000 | 213,421,000 | 223,967,000 |
| Allowance for loan losses | 2,593,000 | 2,506,000 | 2,644,000 | 2,774,000 |
| Securities available for sale | 17,561,000 | 24,388,000 | 12,945,000 | 5,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,491,000 | 213,847,000 | 211,074,000 | 215,197,000 |
| Interest-bearing deposits | 147,052,000 | 163,363,000 | 160,238,000 | 166,854,000 |
| Noninterest-bearing deposits | 44,439,000 | 50,484,000 | 50,836,000 | 48,343,000 |
| Equity capital | 26,901,000 | 27,338,000 | 27,810,000 | 28,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,206,000 | 6,209,000 | 9,468,000 | 13,192,000 |
| Interest expense | 651,000 | 1,190,000 | 1,763,000 | 2,375,000 |
| Net interest income | 2,555,000 | 5,019,000 | 7,705,000 | 10,817,000 |
| Noninterest income | 4,430,000 | 4,706,000 | 4,990,000 | 5,378,000 |
| Noninterest expense | 2,046,000 | 3,907,000 | 5,923,000 | 8,074,000 |
| Provision for loan losses | 99,000 | 222,000 | 360,000 | 560,000 |
| Pretax income | 4,840,000 | 5,596,000 | 6,412,000 | 7,561,000 |
| Income tax | 1,934,000 | 2,248,000 | 2,592,000 | 3,070,000 |
| Net income | 2,906,000 | 3,348,000 | 3,820,000 | 4,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,898,000 | 27,340,000 | 27,812,000 | 28,483,000 |
| Total capital | 29,357,000 | 29,846,000 | 30,456,000 | 31,257,000 |
| Risk-weighted assets | 196,607,000 | 214,538,000 | 228,932,000 | 237,010,000 |