Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 50,899,000 | 49,125,000 | 44,666,000 | 43,682,000 |
| Total loans | 31,029,000 | 31,595,000 | 32,247,000 | 29,233,000 |
| Allowance for loan losses | 605,000 | 605,000 | 605,000 | 605,000 |
| Securities available for sale | 7,087,000 | 6,417,000 | 5,225,000 | 4,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,087,000 | 41,768,000 | 37,058,000 | 36,792,000 |
| Interest-bearing deposits | 35,536,000 | 35,714,000 | 31,357,000 | 30,039,000 |
| Noninterest-bearing deposits | 8,551,000 | 6,054,000 | 5,701,000 | 6,753,000 |
| Equity capital | 5,447,000 | 5,555,000 | 5,661,000 | 5,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,203,000 | 1,810,000 | 2,384,000 |
| Interest expense | 209,000 | 422,000 | 632,000 | 813,000 |
| Net interest income | 381,000 | 781,000 | 1,178,000 | 1,571,000 |
| Noninterest income | 7,000 | 15,000 | 21,000 | 26,000 |
| Noninterest expense | 294,000 | 593,000 | 894,000 | 1,287,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 203,000 | 305,000 | 310,000 |
| Income tax | 22,000 | 48,000 | 72,000 | 75,000 |
| Net income | 72,000 | 155,000 | 233,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,577,000 | 5,654,000 | 5,725,000 | 5,720,000 |