Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 47,774,000 | 48,713,000 | 47,614,000 | 47,432,000 |
| Total loans | 28,773,000 | 29,823,000 | 30,767,000 | 29,484,000 |
| Allowance for loan losses | 605,000 | 604,000 | 604,000 | 604,000 |
| Securities available for sale | 7,755,000 | 7,498,000 | 6,540,000 | 7,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,871,000 | 42,213,000 | 40,368,000 | 40,575,000 |
| Interest-bearing deposits | 34,765,000 | 35,292,000 | 34,189,000 | 33,377,000 |
| Noninterest-bearing deposits | 7,106,000 | 6,921,000 | 6,179,000 | 7,198,000 |
| Equity capital | 5,206,000 | 5,307,000 | 5,507,000 | 5,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,116,000 | 1,715,000 | 2,308,000 |
| Interest expense | 187,000 | 397,000 | 619,000 | 832,000 |
| Net interest income | 355,000 | 719,000 | 1,096,000 | 1,476,000 |
| Noninterest income | 8,000 | 14,000 | 20,000 | 25,000 |
| Noninterest expense | 282,000 | 563,000 | 830,000 | 1,186,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 170,000 | 286,000 | 315,000 |
| Income tax | 19,000 | 41,000 | 69,000 | 76,000 |
| Net income | 62,000 | 129,000 | 217,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,490,000 | 5,558,000 | 5,646,000 | 5,667,000 |