Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 50,862,000 | 48,316,000 | 46,893,000 | 47,077,000 |
| Total loans | 26,197,000 | 28,381,000 | 30,767,000 | 30,682,000 |
| Allowance for loan losses | 605,000 | 605,000 | 605,000 | 605,000 |
| Securities available for sale | 9,444,000 | 9,048,000 | 8,677,000 | 8,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,660,000 | 41,659,000 | 39,263,000 | 39,117,000 |
| Interest-bearing deposits | 36,886,000 | 35,250,000 | 33,024,000 | 32,525,000 |
| Noninterest-bearing deposits | 7,774,000 | 6,409,000 | 6,239,000 | 6,593,000 |
| Equity capital | 5,138,000 | 5,145,000 | 5,255,000 | 5,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 998,000 | 1,501,000 | 2,020,000 |
| Interest expense | 89,000 | 205,000 | 341,000 | 494,000 |
| Net interest income | 404,000 | 793,000 | 1,160,000 | 1,526,000 |
| Noninterest income | 11,000 | 21,000 | 34,000 | 40,000 |
| Noninterest expense | 276,000 | 570,000 | 839,000 | 1,171,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 138,000 | 243,000 | 353,000 | 393,000 |
| Income tax | 33,000 | 59,000 | 86,000 | 96,000 |
| Net income | 105,000 | 184,000 | 267,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,526,000 | 5,605,000 | 5,689,000 | 5,638,000 |