Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 45,816,000 | 47,702,000 | 48,744,000 | 48,805,000 |
| Total loans | 27,896,000 | 31,411,000 | 32,487,000 | 31,545,000 |
| Allowance for loan losses | 605,000 | 603,000 | 603,000 | 603,000 |
| Securities available for sale | 7,883,000 | 8,451,000 | 8,858,000 | 8,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,619,000 | 40,634,000 | 41,370,000 | 41,502,000 |
| Interest-bearing deposits | 31,758,000 | 33,557,000 | 33,680,000 | 33,091,000 |
| Noninterest-bearing deposits | 7,861,000 | 7,077,000 | 7,690,000 | 8,411,000 |
| Equity capital | 5,059,000 | 5,004,000 | 4,928,000 | 5,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 320,000 | 664,000 | 1,075,000 | 1,530,000 |
| Interest expense | 25,000 | 49,000 | 79,000 | 129,000 |
| Net interest income | 295,000 | 615,000 | 996,000 | 1,401,000 |
| Noninterest income | 9,000 | 16,000 | 25,000 | 35,000 |
| Noninterest expense | 252,000 | 524,000 | 777,000 | 1,085,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 107,000 | 244,000 | 351,000 |
| Income tax | 13,000 | 26,000 | 64,000 | 80,000 |
| Net income | 39,000 | 81,000 | 180,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,252,000 | 5,401,000 | 5,390,000 | 5,482,000 |