Call reports 2021
FIRST STATE BANK — 2021
What FIRST STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 44,313,000 | 45,189,000 | 44,413,000 | 42,688,000 |
| Total loans | 28,022,000 | 30,075,000 | 32,159,000 | 31,175,000 |
| Allowance for loan losses | 605,000 | 605,000 | 605,000 | 605,000 |
| Securities available for sale | 2,312,000 | 2,732,000 | 2,454,000 | 3,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,461,000 | 37,812,000 | 36,492,000 | 35,287,000 |
| Interest-bearing deposits | 30,231,000 | 30,931,000 | 29,739,000 | 28,953,000 |
| Noninterest-bearing deposits | 7,230,000 | 6,881,000 | 6,753,000 | 6,334,000 |
| Equity capital | 5,087,000 | 5,188,000 | 5,236,000 | 5,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 771,000 | 1,187,000 | 1,543,000 |
| Interest expense | 37,000 | 70,000 | 100,000 | 128,000 |
| Net interest income | 317,000 | 701,000 | 1,087,000 | 1,415,000 |
| Noninterest income | 7,000 | 13,000 | 23,000 | 46,000 |
| Noninterest expense | 260,000 | 523,000 | 785,000 | 1,085,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 191,000 | 325,000 | 376,000 |
| Income tax | 16,000 | 47,000 | 80,000 | 100,000 |
| Net income | 48,000 | 144,000 | 245,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,087,000 | 5,188,000 | 5,236,000 | 5,283,000 |