Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,704,000 | 41,082,000 | 40,017,000 | 40,147,000 |
| Total loans | 31,030,000 | 32,724,000 | 32,350,000 | 29,701,000 |
| Allowance for loan losses | 654,000 | 679,000 | 694,000 | 605,000 |
| Securities available for sale | 250,000 | 253,000 | 252,000 | 252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,410,000 | 32,250,000 | 32,075,000 | 33,123,000 |
| Interest-bearing deposits | 24,980,000 | 26,449,000 | 26,043,000 | 26,246,000 |
| Noninterest-bearing deposits | 6,430,000 | 5,801,000 | 6,032,000 | 6,877,000 |
| Equity capital | 4,921,000 | 4,984,000 | 5,030,000 | 5,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 804,000 | 1,191,000 | 1,564,000 |
| Interest expense | 63,000 | 120,000 | 172,000 | 218,000 |
| Net interest income | 329,000 | 684,000 | 1,019,000 | 1,346,000 |
| Noninterest income | 10,000 | 16,000 | 27,000 | 34,000 |
| Noninterest expense | 254,000 | 510,000 | 779,000 | 1,047,000 |
| Provision for loan losses | 0 | 25,000 | 40,000 | 50,000 |
| Pretax income | 85,000 | 165,000 | 227,000 | 283,000 |
| Income tax | 21,000 | 41,000 | 56,000 | 66,000 |
| Net income | 64,000 | 124,000 | 171,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,921,000 | 4,984,000 | 5,030,000 | 5,060,000 |