Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 42,355,000 | 39,701,000 | 39,955,000 | 40,051,000 |
| Total loans | 35,464,000 | 31,878,000 | 33,838,000 | 32,228,000 |
| Allowance for loan losses | 520,000 | 560,000 | 608,000 | 654,000 |
| Securities available for sale | 253,000 | 251,000 | 250,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,216,000 | 31,277,000 | 30,173,000 | 31,109,000 |
| Interest-bearing deposits | 25,581,000 | 26,045,000 | 25,021,000 | 24,472,000 |
| Noninterest-bearing deposits | 5,635,000 | 5,232,000 | 5,152,000 | 6,637,000 |
| Equity capital | 4,907,000 | 4,965,000 | 4,828,000 | 4,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 822,000 | 1,260,000 | 1,694,000 |
| Interest expense | 61,000 | 129,000 | 204,000 | 277,000 |
| Net interest income | 340,000 | 693,000 | 1,056,000 | 1,417,000 |
| Noninterest income | 12,000 | 22,000 | 31,000 | 47,000 |
| Noninterest expense | 250,000 | 497,000 | 734,000 | 1,001,000 |
| Provision for loan losses | 20,000 | 60,000 | 110,000 | 155,000 |
| Pretax income | 82,000 | 158,000 | 243,000 | 308,000 |
| Income tax | 20,000 | 39,000 | 60,000 | 71,000 |
| Net income | 62,000 | 119,000 | 183,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,907,000 | 4,965,000 | 4,828,000 | 4,882,000 |
| Total capital | 5,358,000 | 5,377,000 | 5,247,000 | 5,306,000 |
| Risk-weighted assets | 36,040,000 | 32,821,000 | 33,359,000 | 33,668,000 |