Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 42,718,000 | 42,434,000 | 43,331,000 | 43,230,000 |
| Total loans | 36,842,000 | 36,609,000 | 37,426,000 | 36,935,000 |
| Allowance for loan losses | 468,000 | 477,000 | 483,000 | 500,000 |
| Securities available for sale | 257,000 | 257,000 | 254,000 | 254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,843,000 | 31,180,000 | 29,844,000 | 30,956,000 |
| Interest-bearing deposits | 25,040,000 | 25,626,000 | 24,812,000 | 24,416,000 |
| Noninterest-bearing deposits | 5,803,000 | 5,554,000 | 5,033,000 | 6,540,000 |
| Equity capital | 4,593,000 | 4,706,000 | 4,799,000 | 4,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 839,000 | 1,252,000 | 1,696,000 |
| Interest expense | 45,000 | 91,000 | 146,000 | 210,000 |
| Net interest income | 362,000 | 748,000 | 1,106,000 | 1,486,000 |
| Noninterest income | 14,000 | 38,000 | 52,000 | 64,000 |
| Noninterest expense | 244,000 | 498,000 | 736,000 | 1,018,000 |
| Provision for loan losses | 6,000 | 15,000 | 30,000 | 47,000 |
| Pretax income | 126,000 | 273,000 | 392,000 | 485,000 |
| Income tax | 30,000 | 64,000 | 91,000 | 107,000 |
| Net income | 96,000 | 209,000 | 301,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,594,000 | 4,707,000 | 4,799,000 | 4,855,000 |
| Total capital | 5,057,000 | 5,165,000 | 5,264,000 | 5,317,000 |
| Risk-weighted assets | 37,002,000 | 36,639,000 | 37,261,000 | 36,969,000 |