Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 40,916,000 | 41,334,000 | 43,920,000 | 45,141,000 |
| Total loans | 34,571,000 | 35,648,000 | 38,048,000 | 39,051,000 |
| Allowance for loan losses | 432,000 | 436,000 | 447,000 | 462,000 |
| Securities available for sale | 517,000 | 266,000 | 265,000 | 261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,639,000 | 30,268,000 | 30,012,000 | 29,895,000 |
| Interest-bearing deposits | 25,594,000 | 25,235,000 | 24,687,000 | 24,007,000 |
| Noninterest-bearing deposits | 5,045,000 | 5,033,000 | 5,325,000 | 5,888,000 |
| Equity capital | 4,383,000 | 4,451,000 | 4,488,000 | 4,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 723,000 | 1,112,000 | 1,520,000 |
| Interest expense | 35,000 | 71,000 | 116,000 | 157,000 |
| Net interest income | 329,000 | 652,000 | 996,000 | 1,363,000 |
| Noninterest income | 12,000 | 22,000 | 35,000 | 47,000 |
| Noninterest expense | 226,000 | 448,000 | 665,000 | 914,000 |
| Provision for loan losses | 1,000 | 5,000 | 16,000 | 31,000 |
| Pretax income | 114,000 | 221,000 | 350,000 | 465,000 |
| Income tax | 42,000 | 81,000 | 128,000 | 111,000 |
| Net income | 72,000 | 140,000 | 222,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,383,000 | 4,451,000 | 4,486,000 | 4,598,000 |
| Total capital | 4,814,000 | 4,887,000 | 4,933,000 | 5,060,000 |
| Risk-weighted assets | 34,540,000 | 35,214,000 | 37,824,000 | 39,009,000 |